Problem

Half the world's population - nearly 3 billion people – live on less than $2 a day. For many of these people, all they need is a little credit - a loan - to expand their tiny businesses and work their way out of poverty.

The Gift

With a loan of $75, a client could buy fruit and vegetables to sell in the market. Then the client can use the profits from her sales to expand her market stall, enroll in a financial literacy class, and help send her children to school.